Every teenage girl dreams of her father giving her her very own credit card. It's like a never ending pile of money that doesn't run out. Not! Most teenagers, girls and boys alike, don't understand the concept of credit cards. Plus not to mention many students don't know the importance of a credit card, which is something that will help them later on in life.
Credit cards are not just piles of endless money, they usually have a limit you're allowed to spend on them. So don't get too crazy ladies! At the end of the month you have to pay all that money back, so it's not endless or free money either. At the end of each month you will receive a bill in the mail of not only your purchases but taxes and interest is added on as well. You must pay the credit card company back in a certain amount of time in order to keep a good credit score. Just because your parents give you a credit card, doesn't mean it's for you to go shopping and buy a lot of new stuff. Credit cards for high school students is smart thing to do because building up credit at a younger age is important. However don't go overboard on your purchases. Some common purchases would be using your credit card for only gas. The more money you spend and pay back on time at the end of the month, the better your credit score. The better your credit score, the more likely you are at getting a loan with less interest. The whole process and ways of reading your credit score can be quite complicated and can be better explained by a professional from Wells Fargo Bank and Trust because they know what they're talking about.
Having a credit card is a sign that you're mature enough to handle something such as this. With great power comes great responsibility. If you screw up with your credit card it could potentially screw over your whole finical future. Be a careful spender and know how much is enough.
Word Count: 374
Tuesday, April 14, 2015
Spring Enlightenment
Spring is here. Warmer temperatures, beautiful flowers, and more sunshine. Nothing beats walking to your car after a long hard day at school and the warmth of the sun on your bare legs and exposed shoulders. This feeling makes you feel as if summer is just around the corner and the best part is, summer really is just around the corner.
With this sudden change in the weather must also bring about spring cleaning. It's time to rid yourselves of last years sweaters and boots and break out the shorts and flip flops. Cleaning out your closet and separating the keeps and donations will give you a renewed sense of hope that this up coming season will be a good one. You can make it into whatever you want it to be. Something that I've found helpful with this would be Julie Morgenstern's book "Organizing From the Inside Out." This book helps people set goals and organize their life into a life worth living. Spring cleaning isn't just the physical stuff, but the mental stuff as well, which is also a major topic in Morgenstern's book. Clear your mind to make way for new understandings and new experiences. Last season was exactly that, last season. It's a brand new start with a brand new you. Don't try to change the past and don't look back because the past is the past.
Some people say the best smell of spring is the earthy smell after it rains. Some say it's the smell of freshly cut grass. And others say the best smell is that of the recently bloomed flowers. No matter the smell, people connect their favorite spring scent to a good memory. The memories that are hidden in the back of your mind until that beautiful spring day.
To many people, particularly students, spring symbolizes the end. For teachers it's the end of a long school year. For seniors it's the end of their high school careers. For parents it's the end of those quiet days at home. No matter the ending, it also symbolizes a new beginning. For teachers it's the beginning of many teacher meetings. For seniors it's the beginning of their college career. For parents it's the beginning of seeing their kids all day long. When one door closes another one opens.
Word Count: 385
With this sudden change in the weather must also bring about spring cleaning. It's time to rid yourselves of last years sweaters and boots and break out the shorts and flip flops. Cleaning out your closet and separating the keeps and donations will give you a renewed sense of hope that this up coming season will be a good one. You can make it into whatever you want it to be. Something that I've found helpful with this would be Julie Morgenstern's book "Organizing From the Inside Out." This book helps people set goals and organize their life into a life worth living. Spring cleaning isn't just the physical stuff, but the mental stuff as well, which is also a major topic in Morgenstern's book. Clear your mind to make way for new understandings and new experiences. Last season was exactly that, last season. It's a brand new start with a brand new you. Don't try to change the past and don't look back because the past is the past.
Some people say the best smell of spring is the earthy smell after it rains. Some say it's the smell of freshly cut grass. And others say the best smell is that of the recently bloomed flowers. No matter the smell, people connect their favorite spring scent to a good memory. The memories that are hidden in the back of your mind until that beautiful spring day.
To many people, particularly students, spring symbolizes the end. For teachers it's the end of a long school year. For seniors it's the end of their high school careers. For parents it's the end of those quiet days at home. No matter the ending, it also symbolizes a new beginning. For teachers it's the beginning of many teacher meetings. For seniors it's the beginning of their college career. For parents it's the beginning of seeing their kids all day long. When one door closes another one opens.
Word Count: 385
First Women President 2016
I'm not a personal fan of politics. There's more drama on Capital Hill than One Tree Hill. Whenever I turn on the five o'clock news, the only thing they have to say about our government is the latest scandal that has taken place or how the government can't get along. However, recently I came across an interesting piece of news about the 2016 presidential election that has caught my attention.
I was sitting at the kitchen counter, eating my Frosted Minnie Wheats and a ripe banana, when I turn the TV channel from Sponge Bob to Good Morning America and I see Hilary Clinton's face pop up on the screen. Clinton has announced her official run for presidency in 2016. As most of you remember, she ran for president against Barack Obama back in 2008. However this time around, she has already gotten a big approval rating just by this video she posted on the internet announcing her run for president.
Personally, I believe Clinton running for president is a great idea because I wanted her to win in the last election. It's about time we get a female in the Oval Office, and not one to bring the president coffee and paperclips. Women need to be taken more seriously in our country and that starts by our leadership. Americans conform to society, if there's a women running our country, they'll hopefully conform to her and her ways.
Just like African Americans, women will have their time too. Back in 2008, I would have liked Clinton to win, although at that point in time it was right for our country to recognize our first ever black president. African Americans have been taken more seriously within these past eight years Obama has been in office and I can only hope that women get their recognition soon enough. I'm glad that when this election rolls around, I will be eligible to cast my ballet like a real American citizen. As a women, I'm honored to be able to vote for our first female president because as a gender, it's our time to shine.
Word Count: 373
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