Thursday, September 18, 2014

Saving Money

In the current economy, money can tend to be very scarce. Many families are living paycheck-to –paycheck and believe they can’t afford to have nice things. However, that’s not entirely true. There are many creative ways in which you can save money and still be able to afford to go out shopping or have a night out with friends.
For those impulsive shoppers, a helpful tip is to be conscious about how much you’re spending and what you’re spending it on. While standing in the checkout line, ask yourself whether or not you really truly need this. If you have any doubt at all, don’t buy it! What’s the point of paying for something that’s just going to sit around and not get used. Your money could be used for something more useful, such as college tuition.
            Speaking of college, tuition can be pretty expensive depending on the type of college you chose to go to. Private or out of state tuition can range from twenty five to fifty thousand dollars a year. Most students receive scholarships or financial aid to help pay for college. Many schools offer scholarships for having high ACT and SAT scores, along with honors you were awarded while in high school. Check Google for more scholarships as well. You can get scholarships for just about anything; from service hours to having a big family. Even if they are for a couple hundred dollars, every little bit counts.
            Having great style doesn't have to come from an expansive high end department store. Consignment stores have a lot of nice clothes that are quite inexpensive, although some of them you can tell were well worn. Places such as Plato’s Closet and Stuff Etc. are great examples of typical thrift stores.
            If you’re not big into the whole consignment store thing, there are plenty of stores that have great clothes without forcing you to spend a bundle. JC Pennies, Sears, Deb’s, Von Maur, Dillard’s, and Maurice’s are just a few. They offer a wide variety of styles and choices to choose from. Plus, they offer special coupons if you sign up to receive their weekly emails.
            Saving money can be difficult, especially if you’re an impulsive buyer. If you have a consistent flow of income, put some of it aside for a rainy day. Or create a special account specifically for college so you don’t have the temptation to spend it.  

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